It is the good girls of my generation, the girls who did as they were told and put other people’s needs ahead of their own, who have ended up facing financial disaster.
It’s pretty simple to work out why if you bother to think about it. These are the women who left work to care for their children and who returned to the workforce part-time so they could continue to put their families first. If anyone in the family had a disability, guess who left work to care for them? And when parents grew frail and needed care, it was also daughters who were expected to step up. And what was happening to their superannuation while they took time out to care for others? Not a lot. That is why women retire with an average of half the super of men and fully one-third of us leave the workforce with no super at all.